Payment Options and Financing
Our office accepts Visa, MasterCard, Discover, and American Express. Payment is due at the time service is rendered unless otherwise arranged. Additional financing options are available, including LendingClub Patient Financing and CareCredit. We want to make dental care affordable for all of our patients. If you have questions about payment and financing, call Dentistry of the Queen City at 704-486-8911.
Third-party financing is also ideal for covering things that your insurance doesn’t cover. Many cosmetic procedures aren’t seen as necessary by insurance companies. There are also a lot of insurance plans that only offer coverage for preventative care measures. These options allow you to get the full scope of oral healthcare procedures that you want and need for your smile.
CareCredit is a credit card specifically designed for healthcare expenses. It’s ideal if you have extra expenses that your insurance doesn’t cover or if you don’t have dental insurance at all. Special financing terms are available that you may not be able to get with traditional credit cards. There are different promotional rates so that you can find the best one for you. When you apply, we’ll also recommend rates and determine which one is best.
CareCredit offers both short-term and long-term promotional rates depending on your needs. Short-term financing often carries low or no interest rates. For longer periods, we offer competitive interest rates so that you can get the care you need. Once you’ve applied and gotten approved, you can continue using CareCredit for other dental and healthcare expenses in the future.
LendingClub Patient Financing
Formerly known as Springstone, LendingClub is another way to get patient financing if you don’t have insurance. They provide both installment loans and revolving lines of credit. Installment loans are for a single purchase. You pay the same amount every month to pay off the loan. With lines of credit, you can finance multiple different purchases. The payment amounts will vary depending on the purchases you’re making.
Alphaeon Credit Card
We offer financing with the Alphaeon Credit Card. With the Alphaeon Credit Card*, You Get:
- A wide array of monthly payment options to help you reach your individual goals
- Special financing plans that are not always readily available with traditional credit cards
- The ability to use your card again for yourself or family members with no need to reapply and no annual fee
Prequalify for financing here.
Dental insurance policies vary from company to company. We can estimate your benefits but cannot guarantee coverage. Your estimated patient portion must be paid at the time of service, and we will bill insurance companies for services, accepting the assignment of benefits. Our staff can talk to you about your insurance plan before scheduling the appointment. We don’t want you to go through a procedure and find out your insurance doesn’t cover it. If you have any questions about insurance, you can reach our Charlotte, NC office at 704-486-8911.
QUEEN CITY DISCOUNT DENTAL PLAN
No insurance, No problem!
Do not let a lack of dental insurance keep you from getting the dental care you need. We offer an in-house dental savings plan to provide greater access to affordable, quality dentistry. Our dental plan includes preventative care services at no extra cost to you and discounts on many of our other treatment options. Every person should be able to afford quality dental services for themselves and their families.
Our dental plan also helps avoid common problems many people face with insurance agencies. You don’t have to worry about deductibles or certain treatments not being covered by the plan. There’s no hassle in trying to fight for coverage for problems that you’re facing.